People who buy insurance are sicker and/or more risk averse than those who don't. Also, Micro-health insurance increases utilization of public health care facilities and protects against asset sales.
Randomly assign coupons giving a discounted price for insurance. Since coupon receipt is exogenous, use these coupons as an instrument for take-up of insurance.
Study Type
INTERVENTIONAL
Allocation
RANDOMIZED
Purpose
PREVENTION
Masking
SINGLE
Sky Health Insurance
Phenom Phen, Cambodia
Better Understand Health Utilization Behavior in Cambodia
Better Understand asset sales, investment and saving behaviors
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