The purpose of this study is to evaluate the effectiveness of an educational intervention on health insurance literacy and utilization of in vitro fertilization (IVF) insurance benefits. The investigators hypothesize that the intervention is acceptable and satisfactory and will result in increased health insurance literacy and utilization of IVF benefits.
Study Type
INTERVENTIONAL
Allocation
RANDOMIZED
Purpose
SUPPORTIVE_CARE
Masking
NONE
Enrollment
221
The educational guide includes 4 content areas: 1) Definition of key insurance terms; 2) premiums, deductibles across the five 2023 health plans; 3) Summary of how premiums and deductibles can affect out of pocket costs; 4) Guide to finding in-network IVF providers and facilities.
University of California San Diego
La Jolla, California, United States
Health Insurance Literacy Measure
9 items from the Health Insurance Literacy Measure will assess participants' confidence using their health insurance and being proactive with their health insurance for IVF services. Items will be scored from 0 (not at all confident) to 3 (very confident). Higher scores indicate better health insurance literacy.
Time frame: 10 months after receipt of the intervention
Health Insurance Literacy Measure
6 items from the Health Insurance Literacy Measure will assess participants' likelihood of comparing health insurance plans. Items will be scored from 0 (not at all confident) to 3 (very confident). Higher scores indicate better health insurance literacy.
Time frame: 1 month after receipt of the intervention
Utilization of IVF services
Participants will self-report utilization of IVF services.
Time frame: 10 months after receipt of the intervention
Insurance coverage
Participants will self-report insurance coverage related to IVF services.
Time frame: 10 months after receipt of the intervention
Out of pocket expenses
Participants will self-report out-of-pocket expenses related to IVF services.
Time frame: 10 months after receipt of the intervention
Financial hardship
The 15-item Economic Strain and Resilience in Cancer tool will be used as a self-report subjective measure of financial hardship related to infertility and IVF services. Items are scored from 0 (least hardship) to 10 (most severe hardship). Higher scores indicate worse financial hardship.
Time frame: 10 months after receipt of the intervention
This platform is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.